Privacy Policy

Consent to Use Information

This Privacy Policy is a legally binding agreement between you (“you” or “user”) and Sarmaaya (“Company,” “we,” or “us”). By visiting, accessing, or using the KYE App (the “App”) or our Website, or by providing information in any other format, you agree to and accept the terms of this Privacy Policy. You also consent to the collection, use, and sharing of information as described below.

If you do not agree to this Privacy Policy, please stop using the App immediately and uninstall it.

What Information Do We Collect?

Non-Personal Information

We automatically collect non-identifiable technical information, such as:

• Device type, OS, browser type/language
• Pages or screens visited
• Click activity and time spent
• Ads viewed and interactions

This information is used for analytics, security, improving user experience, and displaying ads.

Personal Information

We collect personal details you provide, including:

• Name and email address — used for account creation, authentication, and communication.
• Authentication information — securely managed by Firebase (e.g., email login or linked Google/Facebook account). We do not store your passwords or raw login credentials on our servers.
• User-generated data — such as income/expense categories you create, alerts you set, and statistics preferences within the App.
• Third-party account data — if you register via Google, Facebook, or another provider, we may access profile details such as your name, email address, and profile picture, subject to your privacy settings with that service.

How We Use Your Information

• To provide, maintain, and improve the App
• To enable login, account security, and personalization
• To generate income/expense reports and insights
• To provide alerts and notifications
• To offer subscription features (e.g., advanced stats, monthly comparisons)
• To display advertising (for free users)
• To comply with applicable laws and resolve disputes

Ads and Subscriptions

Free users may see third-party ads in the App. These ads may use cookies or identifiers for personalization. Paid users gain access to premium features and may enjoy an ad-free experience.

Direct Marketing

We may occasionally send you marketing communications about KYE. You can unsubscribe at any time by following the link in the email.

Data Retention & Deletion

We retain personal data for as long as your account is active, or as required by law.

You can delete your account anytime:

• In the App: Profile > Delete Account

Updates to this Policy

We may update this Privacy Policy from time to time. The updated version will be posted with a September 25, 2025 date. Material changes may be communicated via the App or Website.